Are the Genetic Apex packs gone now? Just checked after the new update and I can’t seem to find them. Hope this isn’t the end because I was still opening these packs daily to complete the base set :(
Hello there stranger, I’m looking for new people to connect with. I’m spontaneous so I just do what I wanna do in the moment and just go with the flow. I love to game, nature and meeting new people. I like to hike with the dogs or with friends.
Just hmu and let’s see where things go (:
My child is planning on attending OSU in the fall and we need advice on housing. They will be in the School of Education and also majoring in English. They are also LGTBQ and want an inclusive living situation. Where do you recommend requesting?
It does not affect me at all but its curious
There is no autogenerated playlist containing Kanye songs, even if its name appears under the name of the playlist or even if it's on his artist page. Like there is no 'Presenting Kanye West' playlist.
This also happens on the radio and also on the queue of any song.
I do not want to think that it is a type of censorship or something
I'm interested in knowing if there is a solution or if someone happens to someone with Kanye or another artist
**1. Your home equity is a gold-mine. If you need cash, stop taking out high-interest loans.**
So many people take out high-interest payday loans – please don’t do this. If you get into trouble you can typically get a relatively low-interest HELOC (a home equity line of credit).
Essentially with a HELOC, you’re borrowing against the equity you have in your house and use it for whatever you need (much like a credit card).
Typically, you’ll get lower interest rates and more flexible repayment terms compared to traditional loans.
Here’s a calculator you can use to see how much/little you could borrow ([link here](https://betterbuck.net/view-nb.php?offer=lt-home&country=USA&subid=Red-Big-Mistakes-Homeowners-D2D-1029-Dekstop-HELOC1st)).
Side note: if you hate debt, you can still get money out of your home’s equity by using something like [Hometap](https://betterbuck.net/view-nb.php?offer=hometap&country=USA&subid=Red-Big-Mistakes-Homeowners-D2D-1029-Dekstop-HELOC1st), where you more or less sell investors a portion of your equity without a loan)
**2. Switch auto insurance companies every 6-12 months.**
If you haven’t compared auto insurance rates in the last 6 months, you’re probably overspending (on average by \~$400/year[¹](https://betterbuck.net/content/heres-how-much-youre-actually-overpaying-for-car-insurance/?subid=Red-Big-Mistakes-Homeowners-D2D-1028-New-HELOC1st-Source)).
Example: I cut my car insurance bill by \~$1,300 this year by switching carriers (same exact coverage too) and it took me a whopping 5 minutes.
Take two minutes and pull up a comparison site (I used [Coverage.com](https://betterbuck.net/view-nb.php?offer=bankrate&country=USA&subid=Red-Big-Mistakes-Homeowners-D2D-1029-Dekstop-HELOC1st), [Auto-Savings.com](https://betterbuck.net/view-nb.php?offer=otto&country=USA&subid=Red-Big-Mistakes-Homeowners-D2D-1029-Dekstop-HELOC1st) is fine too) and compare multiple offers from different companies in one go.
Worst case scenario: you stay with what you’ve got. Best case scenario: you save a few hundred dollars a year.Here’s a link to a good comparison site:[ link](https://betterbuck.net/view-nb.php?offer=bankrate&country=USA&subid=Red-Big-Mistakes-Homeowners-D2D-1029-Dekstop-HELOC1st).
**3. Try and find the best price online.**
Big stores like Amazon know that no one has time to price shop through dozens of sites, so there’s often no incentive for them to offer bargain prices.
I typically hate browser extensions with a fiery passion, but Capital One Shopping has always worked well for me and I'd recommend trying it ([link here](https://betterbuck.net/view-nb.php?offer=capitalone2&country=USA&subid=Red-Big-Mistakes-Homeowners-D2D-1029-Dekstop-HELOC1st)).
When you shop online (on Amazon or elsewhere) it will automatically compare prices for you, and auto-apply coupon codes when possible.
**4. Get yourself a dang advisor.**
Most people are under the false impression that financial advisors are just for wealthy people.
They absolutely aren’t: if you have a net worth of $100k+, you can typically qualify for an advisor. Having an advisor typically increases your yearly returns by 3%[¹](https://corporate.vanguard.com/content/dam/corp/articles/pdf/putting_value_on_your_value_quantifying_vanguard_advisors_alpha.pdf) (mostly due to smarter tax planning)
If you don’t have an advisor in your family, use a site like [WiserAdvisor](https://betterbuck.net/view-nb.php?offer=wiser&country=USA&subid=Red-Big-Mistakes-Homeowners-D2D-1029-Dekstop-HELOC1st) or [Zoe Financial](https://betterbuck.net/view-nb.php?offer=zoe&country=USA&subid=Red-Big-Mistakes-Homeowners-D2D-1029-Dekstop-HELOC1st) to find somebody with good reviews in your area.
**5. You don't have to pay off your debt by yourself.**
Very few people know about it, but If you have $10k+ in debt, you can technically ask a debt relief to come in and take over the process for you.
It’ll typically save you 23% off your total debt, after fees (according to NDR, a big debt relief company).
They’ll negotiate with your creditors and try to get your debt reduced (then they take a cut of the savings).
Typically people who are struggling with debt save 23% on avg. when they ask for help from debt relief companies.
Here’s a little calculator you can use to see how much you’d potentially save: [link](https://betterbuck.net/view-nb.php?offer=ndr2&country=USA&subid=Red-Big-Mistakes-Homeowners-D2D-1029-Dekstop-HELOC1st)).
**6. Save on home insurance.**
Some homeowners save $1k+/year just by switching home insurance providers (typically saving them more than changing auto insurance policies).
If it’s been over a year since you’ve reviewed your rates, it might be worth taking a few minutes to compare offers. Here’s a home insurance comparison site I’ve used: ([link](https://betterbuck.net/view-nb.php?offer=bankrate-home&country=USA&subid=Red-Big-Mistakes-Homeowners-D2D-1029-Dekstop-HELOC1st)).
**1. Your home equity is a gold-mine. If you need cash, stop taking out high-interest loans.**
So many people take out high-interest payday loans – please don’t do this. If you get into trouble you can typically get a relatively low-interest HELOC (a home equity line of credit).
Essentially with a HELOC, you’re borrowing against the equity you have in your house and use it for whatever you need (much like a credit card).
Typically, you’ll get lower interest rates and more flexible repayment terms compared to traditional loans.
Here’s a calculator you can use to see how much/little you could borrow ([link here](https://betterbuck.net/view-nb.php?offer=lt-home&country=USA&subid=Red-Big-Mistakes-Homeowners-D2D-1029-Dekstop-HELOC1st)).
Side note: if you hate debt, you can still get money out of your home’s equity by using something like [Hometap](https://betterbuck.net/view-nb.php?offer=hometap&country=USA&subid=Red-Big-Mistakes-Homeowners-D2D-1029-Dekstop-HELOC1st), where you more or less sell investors a portion of your equity without a loan)
**2. Switch auto insurance companies every 6-12 months.**
If you haven’t compared auto insurance rates in the last 6 months, you’re probably overspending (on average by \~$400/year[¹](https://betterbuck.net/content/heres-how-much-youre-actually-overpaying-for-car-insurance/?subid=Red-Big-Mistakes-Homeowners-D2D-1028-New-HELOC1st-Source)).
Example: I cut my car insurance bill by \~$1,300 this year by switching carriers (same exact coverage too) and it took me a whopping 5 minutes.
Take two minutes and pull up a comparison site (I used [Coverage.com](https://betterbuck.net/view-nb.php?offer=bankrate&country=USA&subid=Red-Big-Mistakes-Homeowners-D2D-1029-Dekstop-HELOC1st), [Auto-Savings.com](https://betterbuck.net/view-nb.php?offer=otto&country=USA&subid=Red-Big-Mistakes-Homeowners-D2D-1029-Dekstop-HELOC1st) is fine too) and compare multiple offers from different companies in one go.
Worst case scenario: you stay with what you’ve got. Best case scenario: you save a few hundred dollars a year.Here’s a link to a good comparison site:[ link](https://betterbuck.net/view-nb.php?offer=bankrate&country=USA&subid=Red-Big-Mistakes-Homeowners-D2D-1029-Dekstop-HELOC1st).
**3. Try and find the best price online.**
Big stores like Amazon know that no one has time to price shop through dozens of sites, so there’s often no incentive for them to offer bargain prices.
I typically hate browser extensions with a fiery passion, but Capital One Shopping has always worked well for me and I'd recommend trying it ([link here](https://betterbuck.net/view-nb.php?offer=capitalone2&country=USA&subid=Red-Big-Mistakes-Homeowners-D2D-1029-Dekstop-HELOC1st)).
When you shop online (on Amazon or elsewhere) it will automatically compare prices for you, and auto-apply coupon codes when possible.
**4. Get yourself a dang advisor.**
Most people are under the false impression that financial advisors are just for wealthy people.
They absolutely aren’t: if you have a net worth of $100k+, you can typically qualify for an advisor. Having an advisor typically increases your yearly returns by 3%[¹](https://corporate.vanguard.com/content/dam/corp/articles/pdf/putting_value_on_your_value_quantifying_vanguard_advisors_alpha.pdf) (mostly due to smarter tax planning)
If you don’t have an advisor in your family, use a site like [WiserAdvisor](https://betterbuck.net/view-nb.php?offer=wiser&country=USA&subid=Red-Big-Mistakes-Homeowners-D2D-1029-Dekstop-HELOC1st) or [Zoe Financial](https://betterbuck.net/view-nb.php?offer=zoe&country=USA&subid=Red-Big-Mistakes-Homeowners-D2D-1029-Dekstop-HELOC1st) to find somebody with good reviews in your area.
**5. You don't have to pay off your debt by yourself.**
Very few people know about it, but If you have $10k+ in debt, you can technically ask a debt relief to come in and take over the process for you.
It’ll typically save you 23% off your total debt, after fees (according to NDR, a big debt relief company).
They’ll negotiate with your creditors and try to get your debt reduced (then they take a cut of the savings).
Typically people who are struggling with debt save 23% on avg. when they ask for help from debt relief companies.
Here’s a little calculator you can use to see how much you’d potentially save: [link](https://betterbuck.net/view-nb.php?offer=ndr2&country=USA&subid=Red-Big-Mistakes-Homeowners-D2D-1029-Dekstop-HELOC1st)).
**6. Save on home insurance.**
Some homeowners save $1k+/year just by switching home insurance providers (typically saving them more than changing auto insurance policies).
If it’s been over a year since you’ve reviewed your rates, it might be worth taking a few minutes to compare offers. Here’s a home insurance comparison site I’ve used: ([link](https://betterbuck.net/view-nb.php?offer=bankrate-home&country=USA&subid=Red-Big-Mistakes-Homeowners-D2D-1029-Dekstop-HELOC1st)).
Recently my car kinda shit the bed (2006 saturn vue) so i’m looking to upgrade a little. I want to start off by saying I know the obvious choice is gonna be the honda accord(reliability, price, etc) but I checked out both these cars to say. From what I infinitis can be hit or miss depending on how the owner treated and if it was run into the ground or not, the guy was very charismatic and was upfront about everything with the car, he’s a mechanic, did all the servicing himself, everything is good except it’ll need new spark plugs soon, and he also is willing to negotiate a bit in price. On the other hand I have this accord that will probably take me to the ends of the earth, is a little less flashy, but cheaper and reliable(I can include the carfax if anyone wants) The dealership also wouldn’t let me drive it because I wouldn’t buy it that day (strange). I’m just stumped because both cars have their ups and downs to me so maybe I can get some insight
Bonjour,
Je dois déménager à l'étranger et je me demandais si les SMS automatiques des impôts, banque, ameli etc vont m'arriver ou s'il est possible qu'il y ait des problèmes.
Merci
29M in Finland (originally from SEA) balancing life as a physiotherapy student and coach. I’m loyal to a fault, ambitious, and very straightforward—no games, just real connections. I appreciate good banter and get along best with people who are witty, curious about life, and driven.
Outside of work and studies, I’m into gaming—RimWorld, League of Legends, and Football Manager take up way too much of my time. I’m also a history nerd, always diving into historical events, ancient civilizations, and military strategies (bonus points if you can nerd out about history too). Music-wise, I vibe with rap, hip-hop, R&B, indie, rock, and metal.
Looking for someone (21-28) who’s sharp, ambitious, and fun to be around. If that’s you, let’s talk!
Been playing this with 3 friends for two days now, we can never get all four players to successfully load into a boss. One player will get stuck in a kind of spectator mode with “text block” written on their health bar.
We can’t even successfully attempt the boss as all their barricades and money is locked behind their spectator character.
This is incredibly disappointing, especially after “gambling” sculls to continue. No point in it being 4 player multiplayer if someone is always getting screwed.
I like to put location stickers on my suitcase, and thus I would really like a Thailand/Bangkok sticker. However, despite a million fridge magnets and lots of irrelevant small stickers, I haven't found any good candidates. Anyone know of a good place to buy stickers with Thailand or the local city?
Thanks
I'm a web developer and I was very fed up with the overall Javascript ecosystem so last month I decided to take a small break from this entire JS world and explore something, I chose C++ solely because its one of my academic subject and I thought going slightly mid/low level would make me a better dev and make me understand the fundamentals since the JS V8 is built on C++ itself. I learnt most of the basic syntax and fundamentals about it and loved it so far.
I want to create 3-5 small/mid level projects using it for my own sake so can y'all suggest me some projects you think that'll be good and maybe impressive enough to showcase in my portfolio site.
PS: I don't like game dev so don't suggest it pls :!
I had a situation over an office dinner. My coworker had very pretty year of the snake nails. I wanted to ask what her sign was, wondering if she was a snake and this was her year.
I asked her, what is your Chinese new year zodiac sign?
Her boyfriend answered before she did that it’s offensive to ask that and you are supposed to say lunar new year!
I felt very bad! I apologized a lot because I didn’t know there was a difference. I always thought the zodiac signs (not western astrology) themselves were of Chinese origin. After researching, I see many versions of the name of the lunar new year for different cultures, but most popular and sensible are lunar new year and also spring festival.
But, I’m having trouble finding an answer finding about the zodiac in particular of how to ask. Maybe “what is your lunar new year sign?” But to me that doesn’t really make sense because lunar new year is referring to the actual calendar- because it goes off lunar cycle.
Help! I just don’t want to be offensive to anyone’s culture :(
TLDR; I don’t want to be culturally insensitive when asking for someone’s lunar new year sign, what is the most sensible wording?